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How Clatri works

Clatri is an agent: a system that understands your intent, checks your context, and acts within the boundaries you set. To do this, it relies on domain specialists.

Over 200 tools in total. Each one operates on real data with access controls, entities, shared permissions, and security rules that limit what the agent can see and edit.

The root agent: ClatriAgent​

This is the orchestrator. It receives your message, understands what you want to do, and decides which specialist should step in. If your request spans multiple contexts, it coordinates the response and the final action.

It handles:

  • Entities: your personal, family, professional, or business context.
  • Conversational memory: continuity across messages and previous decisions.
  • Documents and attachments: files you upload for other specialists to analyze.
  • Web search: when you need to cross-check changing data on the internet.
  • Agent preferences: how you want it to respond and help you.

Financial Expert​

Manages your entire financial layer:

  • Bank accounts with multi-currency balances and transactions obtained through bank integration when available, from statements you upload, or through direct input in the chat
  • Cards -- credit and debit, with per-currency debt tracking on credit cards
  • Expenses and incomes with categories, receipts, and notes
  • Recurring payments for income or expenses, like subscriptions, services, or periodic charges
  • Obligations -- debts payable and receivable with interest (simple/compound)
  • Savings (pockets within accounts) with goals and transfers
  • Investments -- CDs, funds, stocks, crypto, bonds with events (contributions, dividends, withdrawals)
  • Assets -- real estate, vehicles, property
  • Transfers between accounts and portfolios
  • Budgets by expense category
  • Web domains with provider, expiration, and renewal cost
  • Expense groups to cluster transactions from a shared event or purpose
  • Counterparties -- people linked to your transactions ("how much did I spend on mom this month?")
  • Batch entry -- you can dictate multiple transactions at once and the agent records them all

For business entities it can also handle:

  • Sales items to track products or services and monitor sales

It also includes the Statement Expert, focused exclusively on importing bank and card statements. It analyzes the document, prepares a guided review, and lets you confirm, correct, or discard transactions before recording them.

Health Expert​

Manages your health information with special care for privacy and context:

  • Conditions -- chronic and lifestyle (diabetes, hypertension, keto diet, fitness program)
  • Episodes -- temporary illnesses and flare-ups of chronic conditions
  • Prescriptions and medications with dosage schedules and reminders. Medications always belong to a prescription
  • Medical documents -- clinical records, lab results, authorizations
  • Health activities -- symptoms, medical appointments, vaccinations, point-in-time measurements
  • Body metrics -- weight, blood pressure, glucose, temperature with historical tracking
  • Menstrual cycle -- period logging with predictions, symptoms, and flow

When you upload a medical document, it can help you organize it, summarize it, and turn it into useful tracking within the app.

Organization Expert​

Your personal organization hub:

  • Quick tasks with sub-tasks, priorities, recurrence, and due dates, organized into groups (custom lists like "Work", "Shopping", "Personal")
  • Habits with customizable frequency (daily, weekly, specific days), streak tracking, duration, and completion logging
  • Calendar with events, alarms, reminders, and recurrence
  • Bookmarks with a user-customized tag system
  • Notes -- free text, ideas, persistent checklists
  • Trips -- full planning with destinations, travelers, itinerary (flights, hotels, activities), points of interest with coordinates, and recommendation search (restaurants, attractions, hotels) by city
  • Timeline -- life events, achievements, memories, and good deeds to record meaningful moments

Travelers added to a trip are automatically linked as unified contacts -- the same person can appear as a traveler in Space and as a counterparty in Money without being duplicated.

The interface​

The app is organized into tabs from the navigation bar or tab:

  • Money -- your financial dashboard
  • Space -- personal or corporate organization
  • Health -- health tracking (personal entities only)
  • Settings -- configuration, subscription, data export

The chat with Clatri opens from the center button in full screen. On some specific screens, the chat also appears as a partial panel -- in those cases the agent gets direct context from what you're currently viewing.

Dashboards​

Each domain has its own dashboard as the main screen:

  • Money: overall balance, net worth, spending and income trends, account and card list, financial summary with charts
  • Space: calendar, pending tasks, habit progress, bookmarks, notes, planned trips, timeline
  • Health: body metrics with history, menstrual cycle tracking, active conditions, recent episodes

The dashboards give you a quick view of your information. You can also register and modify data directly from the UI, but the fastest and most convenient way to manage your data is the chat.

The chat​

You can send:

  • Text -- written messages, from simple instructions to complex requests
  • Voice -- audio messages that the agent transcribes and processes
  • Files -- images, PDFs, bank statements, medical documents

The agent responds with text and, when the information calls for it, interactive widgets: cards with key data, tables, task lists, account views, charts. It's not just text -- the response adapts to the type of information it's showing you.

Clatri doesn't just chat: it acts. If you ask it to record an expense, organize a task, review a statement, or summarize a document, it picks the right specialist and executes the work on your information.

All of this happens with access controls, private storage, and additional layers of protection for your most sensitive information. The full explanation is in Security and privacy.